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Extraordinary Value

In Auto Insurance

By switching to NJM, you could save an average of 20%* on auto insurance. With great rates, annual dividends, award-winning customer service and 5% back when you sign up, NJM is an outstanding choice for all-around value in auto insurance coverage.
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Come get to know us. There's no comparison.


For the fourth year in a row, NJM led all major auto insurers in an annual consumer information report published by the New Jersey Department of Banking and Insurance.

This year's results build upon NJM's consistently stellar record that dates back nearly 30 years to when the report was first issued in 1987.

To read more, click here.


A.M. Best Company, the nation's leading insurance rating agency, rates NJM as A+ (Superior) for our financial strength. That's a sign of security that policyholders can trust.


"I have just received what must be my 20th dividend check from NJM, and each time I receive one, I am always amazed that it is coming from an auto insurance company and not from an investment I have made. The dividend check reminds me (again) just how good a company you are in all respects."

G.F., Summit, NJ
Policyholder since 1995
See what people are saying about NJM

Carli Lloyd

Policyholder for 16 years

World Champion Soccer Player, NJM Policyholder

A policyholder since she started driving, Carli still looks forward to receiving her dividend check each year. She was impressed to learn that NJM has been paying dividends since 1918 and amazed at the total amount shared.

Rosemary L.

Policyholder for 25 years

"Once you get NJM, you stay with NJM."

Rosemary jumped at the opportunity to get NJM Auto Insurance over 25 years ago and has remained a happy customer ever since. She's proud to be part of the company's century-old legacy that puts policyholders first. She values the family-like service she receives to the point that she enjoys being solicited by other insurance companies - just so she can tell them how much she loves having her NJM.

Beth D.

Policyholder for 40 years

"I love my dividend."

Beth got her NJM Auto Insurance through her father at age 17 and was delighted to continue the tradition for her children 40 years later. She loves receiving her dividend, which she thinks of as a present to herself. Most of all, she values that NJM has been there for her in her hour of need, with fast, responsive claims representatives who put her mind at ease.