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Extraordinary Value

In Auto Insurance

By switching to NJM, you could save an average of 20%* on auto insurance. With great rates, annual dividends, award-winning customer service and 5% back when you sign up, NJM is an outstanding choice for all-around value in auto insurance coverage.
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Come get to know us. There's no comparison.


For the fourth year in a row, NJM led all major auto insurers in an annual consumer information report published by the New Jersey Department of Banking and Insurance.

This year’s results build upon NJM’s consistently stellar record that dates back nearly 30 years to when the report was first issued in 1987.

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A.M. Best Company, the nation’s leading insurance rating agency, rates NJM as A+ (Superior) for our financial strength. That’s a sign of security that policyholders can trust.


"I have just received what must be my 20th dividend check from NJM, and each time I receive one, I am always amazed that it is coming from an auto insurance company and not from an investment I have made. The dividend check reminds me (again) just how good a company you are in all respects."

G.F., Summit, NJ
Policyholder since 1995
See what people are saying about NJM

Carli Lloyd

Policyholder for 16 years

World Champion Soccer Player, NJM Policyholder

A policyholder since she started driving, Carli still looks forward to receiving her dividend check each year. She was impressed to learn that NJM has been paying dividends since 1918 and amazed at the total amount shared.

Rosemary L.

Policyholder for 25 years

"Once you get NJM, you stay with NJM."

Rosemary jumped at the opportunity to get NJM Auto Insurance over 25 years ago and has remained a happy customer ever since. She's proud to be part of the company's century-old legacy that puts policyholders first. She values the family-like service she receives to the point that she enjoys being solicited by other insurance companies - just so she can tell them how much she loves having her NJM.

Bernard Flynn

President & CEO, NJM Insurance Group

"NJM has a single focus... to serve our policyholders. That's not a slogan; that's our mission."

As President and CEO of NJM Insurance Group, Bernie Flynn takes stewardship of the NJM mission personally, asserting that the company's founding principles are as important today as they were in 1913. At NJM, "every penny" of underwriting profit is returned to policyholders - not stockholders. That's one of the many reasons 95% of our customers stay with us year after year.